Honest pricing.
Two products.

Pricing FAQ

What's included with a single form?

A fillable PDF plus a plain-text version of the letter, ready to print, sign, and mail. Each form is grounded in a specific FCRA / FDCPA section so you know which law you're invoking. Includes a 1-page mailing checklist (certified mail with return receipt is recommended). Delivered to your email immediately after purchase. No account required.

Why is the bundle worth it if I'm only disputing one item?

Honestly, it usually isn't — buy the single form. The bundle pays off when you have collections, late payments, AND charge-offs (different forms for each), or when you're handling disputes for a family member too. Lifetime access also means future templates we add are free.

What's the difference between buying a form and the subscription?

Forms ($1.99 / $24.99) are static templates you fill in and mail yourself. The subscription ($9.99 – $29.99/mo) is the full DIY tool: upload your report, automatically identify dispute candidates across all 3 bureaus, auto-generate letters with the right account numbers and reasons, track the 30-day FCRA clock, and re-dispute when bureaus claim to verify without proof.

Can I switch tiers?

Yes — switch any time from your dashboard. We prorate the difference on your next invoice.

Can I track my spouse's credit on the same account?

Yes, on Premium. The Premium tier adds a second linked profile so you can upload your spouse's credit reports, see their dispute candidates, and manage everything from your dashboard. A separate login for your spouse isn't required (it'll be optional in a future update). Starter and Standard cover one person.

What happens when I cancel?

Billing stops immediately. You keep full access through the end of the period you've already paid for, and you can export your data from the dashboard before access ends.

How do I cancel?

Three options, all sufficient: (1) sign in and click "Manage billing" on your dashboard, then "Cancel plan" — instant; (2) email hello@creditrepair.space with subject "Cancel" — confirmed within one business day; (3) call (949) 771-5274 or send written notice to our mailing address. Cancellation stops future billing immediately; access continues through the end of the period you've already paid for.

Do you offer refunds?

Forms: 7-day refund if the form doesn't fit your use case — email hello@creditrepair.space and we'll process it. Subscription: full refund within 30 days of signup if you haven't generated any letters; after that, cancel any time and access continues through the end of the paid period.

Why is this so much cheaper than Lexington Law / Sky Blue Credit?

Because we're software, not a managed service. They use credit-repair specialists who hand-mark items and write letters per client. We do that with code. Same legal framework, same quality letters, same response rates — different labor model.

Can I dispute things myself for free?

Yes — every bureau accepts free disputes online and that's a perfectly valid path. We sell forms when you want a well-written template, and the subscription when you want automation across all 3 bureaus and ongoing tracking. Both are optional.